How it works
A straightforward process designed to be clear, compliant, and stress-free.
Complete Your Intake
Fill out our simple online questionnaire about your credit situation, goals, and the items on your credit reports. This helps us understand your unique situation.
We Review Your Reports
You provide or authorize access to your credit reports. Our team reviews them carefully to identify inaccurate, unfair, or unverifiable items that may be affecting your credit.
We Send Disputes
We prepare and send dispute letters to the credit bureaus on your behalf, following all applicable guidelines. Each letter is tailored to your specific situation.
Track Your Progress
Receive monthly updates on the status of your disputes, bureau responses, and clear guidance on next steps. We keep you informed throughout the entire process.
What you'll need
Have these items ready to make the onboarding process smooth and efficient.
What we don't do
We believe in transparency. Here's what we cannot and will not do.
No Guarantees
We cannot and do not guarantee specific score increases or outcomes. Results vary based on many factors.
No Illegal Removal
We do not remove accurate, verified negative information just because it is negative. We only dispute items that appear inaccurate or unverifiable.
No Quick Fixes
Credit repair takes time. The bureaus have 30-45 days to investigate disputes, and multiple rounds may be needed.